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The Three Different Credit Cards and Basic Difference amongst Them

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As you cross the age of eighteen and are approved to be an adult you, you must have received calls or emails offering you credit cards. From the commercials on the television and the internet, it is quite obvious that use of a credit card has become a very normal thing in present society. To own assets like cars, houses it is not possible for all to pay in a lump sum and people usually use the option of credit to buy them. Since credit cards are a part and parcel of our lives in this modern era it is important to know about them. In this article, we shall discuss the three types of credit cards available. Personal Credit Card These credit cards are offered by many companies. The rates mostly start from nine percent to twenty percent. Though nowadays many companies also offer zero percent balance transfers. This can range from the duration of the balance transferred. It may be two months or even two years. The usual practice of the companies is to introduce with low rates

Understanding the Pros and Cons of Unsecured Business Credit

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Before you begin your dream of stepping up in the business world, you'll require a source of funds and incredible credit ratings. You need to make sure and do some research before deciding if you want to opt for unsecured loans. There are some Pros and Cons that you need to look upon before growing your business and reap the profits out of it. Pros: Such kind of loans does not require any collateral and offer you up to $25,000 to establish your company.  You do not need to stand in line or wait for a loan officer to approve your loan and with few steps, you can acquire Unsecured Business Credit . Furthermore, you can utilize these funds to acquire- inventory, marketing, office expansion and equipment and most important salary of the employees. Once you have all these aspects you are good to go and have a prosperous business. The advantage you have is that you are only responsible for paying the interest that was charged on the amount you borrowed. Cons : There

Business Funding, where to look for it?

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We all have those friends and relatives who pay no attention to your business idea, and who keep telling you this is too risky. Your new idea is a sure winner for you but not everyone thinks the same way. It is hard to convince others about the facts. Since every entrepreneur is strong-willed, what you need is start-up funding which is pretty difficult to acquire for newbies. Options are still there for those who persist People who have already started their new business often invest their own money, but it doesn't take long before those funds go WHOOSH! You always need a new source to continue growing your business. Early expenses include buying merchandise, inventory, pay off the employees and especially equipment. It would be a pity to get your business started and have it ruined to ashes due to lack of startup business funding. Professional help is required: Since there is a lot of struggle these days, there are multiple funding sources available in the ma